How can parents guide their children to study, live and work in an orderly way during the winter vacation, which tests their patience and wisdom? The first education launched a series of "class teachers", inviting class teachers from many schools in Shanghai to give advice to parents on "working with their children".

The topic of this issue revolves around "good habit cultivation": gather "little tigers" with your children and guide them to develop good habits.

Author | Shanghai Jiangning School Liu Beiyun

Ye Shengtao, a famous educationist in modern times, once said: "What is education? In a simple way, just one sentence is to form good habits." It is said that good habits benefit life, however, the cultivation of good habits is not easy. Holidays are not only a time for children to relax and adjust, but also the best time to develop good habits. Dear parents, are you worried about "Little Beast" because of its disorder in work and rest, its love of sleeping late, its boredom at home, its idleness, its over-relaxation, and its unwillingness to study?

On the eve of school, we might as well accompany our children to gather the "little tigers" and guide them to develop good habits.

one

"Weiwei Tiger" with regular work and rest

First of all, we need to work out a schedule with our children and supervise its implementation.

1, the plan should be appropriate

Mom and dad should allocate their time reasonably and scientifically around the main tasks in the holiday according to the actual situation of their children. In the process of consultation and formulation together, they should respect the children’s own ideas and put forward appropriate opinions and suggestions, so as to guide the children to achieve a reasonable and orderly combination of work and rest. Planning should have time to "leave blank" and set aside some discretionary time for children every day.

2, plan execution should be strict.

If "fishing for three days and drying the net for two days", isn’t that a "fake plan"? Therefore, it is necessary to supervise the implementation of the plan. Once the plan cannot be carried out in an emergency, we should guide and help children to make adjustments, so that children can understand that important things must be completed first, and things affected by emergencies can be postponed, but they should also be guaranteed to be completed.

3. There is feedback when the plan is completed.

According to the age characteristics of children, the evaluation nodes of plan implementation are divided. Children in lower grades can be evaluated daily, and children in middle and upper grades can be evaluated in the middle of the week and at weekends.

If the plan is implemented in place, it should be praised and encouraged in time, and spiritual encouragement is more worthy of praise.

For example: watch a movie with children, visit an amusement park, play a board game that children like, and increase the time for free activities on weekends.

If the implementation of the plan is not ideal, let the children find out the reasons themselves and improve in time.

two

"Xiao Zhi Tiger" for Effective Learning

During the holidays, you also have to study.

The significance of winter vacation study lies in keeping the habit and concentration of study. Learning here can be a review of what you learned last semester, a preview of what you will learn next semester, and more importantly, it should include reading extracurricular books every day.

Just sitting at a desk for a fixed time every day and reading an extracurricular book every day can’t be regarded as "effective learning".

To review the old knowledge, we should do: we can summarize and organize. To prepare for the preview, we should be able to ask questions and think. Winter vacation is a good time to do a lot of reading. Choosing suitable reading materials and cooperating with scientific reading methods can improve reading ability with half the effort.

1, the time schedule is exquisite.

The pace of pre-review, homework and reading should be reasonable and the progress should be moderate.

2. Learning companionship is focused.

According to the specific situation of children, parents focus on learning attitude, ability or help to lay a solid foundation. Whether the handwriting in the exercise book is correct or not, and the degree of concentration during homework are all important considerations in judging "effective learning".

3. There are methods for parent-child reading.

When helping children to choose reading materials, parents should not only follow their children’s interest characteristics, but also guide them to dabble in different types of books, classics, biographies, poetry essays, scientific sketches and so on.

A book can be used as a parent-child bibliography for family reading every week to guide children to enrich their reading experience and promote independent thinking by doing excerpts, writing experiences, reading book reviews and imitating paragraphs.

In this process, parents should have full reading communication with their children, summarize the contents of books with their children, understand the author’s situation, or experience the feelings of characters.

There are often parents who are worried that their children can’t write a composition: "I have read a lot of books, so why can’t I write a composition at all?" In fact, there is a problem that the "input" in the reading process is not in place, and the companionship of parents in parent-child reading can help improve this situation.

three

A "darling tiger" who takes care of himself.

Mr Tao Xingzhi said that "life is education". During the holidays, children go out of school and have more time and energy to deal with daily life. Parents can use the holidays to let their children unlock some life skills, so that they can gradually do their own things and help with things at home.

1, the labor project should be appropriate.

According to the actual situation of children, cultivate their awareness and habits of labor, choose suitable labor projects, and mobilize their enthusiasm for labor.

2, labor guidance should be patient.

It always takes a process for children to learn new skills. At first, it may not be ideal or even helpful. Parents should be patient and tolerant of children’s mistakes, and don’t let them try again because they are too troublesome.

3, labor evaluation should be timely.

In the process of helping children to take care of themselves, parents should adhere to positive guidance and evaluate their children’s labor achievements in time, so that children can feel the value and significance of labor, thus mobilizing higher enthusiasm for participating in labor.

four

"Tigger" who loves sports

The importance of sports for children’s healthy growth is self-evident. It can not only make children have a strong body, but also help children improve their concentration, cultivate strong will and exercise their social skills.

Nowadays, "Sunshine Sports Hour" has become a compulsory course for children in school life, and children should also insist on participating in physical exercise during holidays. The purpose of sports is to exercise the body and mind, so parents can choose suitable sports according to their children’s age and interests, arouse their children’s enthusiasm for participation, and let them enjoy the fun of sports and the sense of accomplishment in the process of playing.

1, the combination of knowledge and interest

This year’s winter vacation coincides with the Winter Olympics. Parents may wish to learn about the knowledge of the Winter Olympics with their children and understand the unique charm of ice and snow sports. If possible, they can also take their children to experience it for themselves.

2. Perseverance is the key.

Persistence is the key to exercise, and the intensity of exercise should be arranged step by step, so as to be scientific and controllable and safety first.

3, role models are indispensable.

If children want to love sports, parents should set an example. They should not only make good use of sports resources in their lives and seize sports opportunities, but also strive to create an atmosphere in which family sports play together. Morning running with children, badminton for two and parent-child sports games are all great choices!

five

A "thunderbolt tiger" who cherishes time and keeps promises.

Many teachers may feel the same way as me. Every time I start school, I will find that there are obvious differences among the children who used to behave almost in all aspects in the class, which is not unrelated to holiday life.

During the holidays, it is inevitable that some children will relax their requirements, and the use of electronic products such as mobile phones and ipad will be relatively relaxed. Some senior children never leave their mobile phones all day, and they enjoy brushing short videos, chatting with people and playing games online, so their eyesight is inevitable. Once you are addicted to it, it is naturally difficult to keep up with the normal learning rhythm when you start school, and the difference arises. Therefore, parents should pay special attention to the control of their children’s electronic products during holidays.

In life, some children are labeled as "other people’s children". Sometimes it is surprising that these children are excellent in their studies, have a wide range of interests, and even play games very well!

According to my observation, IQ and ability are part of the reason, but the most important reason is self-discipline and efficiency.

They have clear goals and strong actions. When they know how to study, they will study hard and concentrate on it. Only in this way can they enjoy themselves while playing. The formation of these good habits is the result of parents’ high-quality companionship.

1, take three chapters to make rules

In the information age, it is impossible for children not to touch electronic products, but for minors, parents must have a prior agreement with their children, and the duration of use and the content of browsing should be limited.

2. Priorities should be clearly defined

From an early age, parents should help their children with time management training and teach them to correctly deal with what they like to do and what they must do.

3. There are clever ways to reduce "dependence"

For children who use electronic products too much, parents should not only set a good example and reduce the use of mobile phones in front of their children for a long time, but also analyze the reasons why children are obsessed with games. For children who want to gain a sense of accomplishment from games, parents should pay more attention to multiple evaluations and give their children recognition of "self-worth". For children who just want to experience the game process, parent-child companionship, the cultivation of hobbies and increasing peer interaction are good ways to reduce dependence.

In order to successfully collect these five "little tigers",

Please check the following three tips:

First, the habit of Excellence is the real Excellence.

Knowledge is not enough, you can learn slowly; Ability is not enough, you can cultivate it slowly. Only good habits can’t wait.

Second, good habits are the product of perseverance.

Habit formation is not achieved overnight, and it can only be achieved by continuous efforts and persistence towards the goal.

Third, the reward mechanism is a necessary means to develop good habits.

Finding children’s little progress and using appropriate reward mechanism will help to make them happy, stimulate their motivation and help them to be full of upward motivation.

In the Year of the Tiger, let the lovely five "little tigers" accompany the children, sow good habits and reap happy growth.

Author: Liu Beiyun, Jiangning School, Shanghai

Xiao Fuhu: Kong Lingzhe, Class 53, Jiangning School, Shanghai

Photo courtesy: Ke Yuetong, Wu Tianyu, Huang Zijun, Zhou Yunyu, Class 53, Jiangning School, Shanghai

Shangguan author: the first education

　　A car with an original price of 285,000 yuan was sent to a 4S shop after a car accident. After nearly five months of maintenance, the maintenance fee of more than 240,000 yuan has caused the owner to launch a long tug-of-war with 4S shops and insurance companies.

　　　(The loss amount quoted by the loss adjuster of the insurance company is 243,670 yuan)

　　4S shop: informal list, the actual cost is subject to the fixed loss.

　　In May last year, Ms. Mei bought a car at a price of 285,000 yuan in a 4S shop in Chengdu. On the afternoon of September 18th last year, Ms. Mei and her party had a car accident while driving, and the front of the car was seriously damaged. Ms. Mei was fully responsible for the accident.

　　The next day, because the accident vehicle was in the extended warranty period, the 4S shop that received the notice sent someone to tow the car to Chengdu to prepare for disassembly and inspection. In order to facilitate the repair of the car, on September 22nd, Ms. Mei authorized the 4S shop to repair the damaged vehicle and signed the Power of Attorney. At this time, Ms. Mei was told by the 4S shop that the cost of repairing the car was estimated to be "more than 100,000 yuan".

　　The "Power of Attorney" printed with the seal and the date of payment obtained from Ms. Mei shows that once the accident vehicle is dismantled, it can no longer be assembled. "After dismantling, the accident maintenance is not carried out in our company, and the user needs to pay the relevant dismantling fee. If the maintenance plan has been determined, it will not be possible to cancel this maintenance if the order has been made. " According to the power of attorney, after the accident vehicle is dismantled and inspected, the owner decides whether to repair it in the 4S shop.

　　"After the car was sent for repair, in the past five months, I went to the 4S shop no less than 20 times, but I was told that it was not repaired for the time being." Ms. Mei said. Until January 29 this year, Ms. Mei received a phone call from the 4S shop, saying that the car had been repaired and asked to pick it up. "After reading the bill of the 4S shop, I was instantly angry, 330,584 yuan! Even the engine is not broken, how can it be so high? " Ms. Mei showed the retained image of this "bill". On the 10-page bill, the total price shows that the working hours are 85,826 yuan and the accessories are 244,758 yuan.

　　According to Ms. Mei, she questioned the price on the spot. "At the beginning, the staff of the 4S shop asked me to pay the expenses on the bill, and asked me to pay the excess expenses beyond the fixed loss amount. Seeing my tough attitude, they said that they only need to pay 243,000 yuan. " However, Ms. Mei’s statement was denied by the relevant person in charge of the 4S shop. The person in charge said that the repair time lasted for nearly five months because the vehicle was seriously damaged and imported, and many parts needed to be imported. The 330,000 yuan "settlement bill" is not a formal list of maintenance expenses, so it is not the final price that customers or insurance companies need to pay, but the total price of all parts and working hours in the manufacturer’s DMS system (automobile dealer management system). "The actual repair cost will not exceed the fixed loss amount."

　　The person in charge said that Ms. Mei had this so-called "bill" because she came to the 4S shop that day and asked to see the maintenance project first. "We just gave her this bill." According to the 4S shop, this is also why the amount of the settlement bill exceeds the price of the accident vehicle (calculated by depreciation, the price of the accident vehicle is about 278,000 yuan after 4 months), but the owner has not been notified to apply for scrapping. On the same day, Ms. Mei also asked the insurance loss adjuster to provide the loss amount. The loss adjuster sent a short message, showing that the loss amount was 243,670 yuan. Ms. Mei said that this is also the first time that she has learned the fixed loss amount from the insurance company.

　　　Have you been informed of the high cost before repairing the car?

　　The owner insisted that he did not know, and the insurance company 4S shop admitted that there was an omission.

　　In the whole incident, whether the insurance company and 4S shop informed the owner of the damage and the repair amount before repairing the car is the biggest focus. Ms. Mei insisted that she had never received any notice from the insurance company or the 4S shop about the fixed loss amount and the repair cost during the nearly five-month repair time before January 29, that is, before picking up the car, but she didn’t know about the "sky-high repair cost" until she picked up the car. She believes that this is suspected of "strong buying and selling".

　　In this regard, the relevant person in charge of the 4S shop admitted that there were omissions in the work, but said, "What we can be sure is that Ms. Mei has been informed of the maintenance costs before picking up the car. We also communicated by telephone before the maintenance, but we really can’t provide relevant evidence. " The relevant person in charge of the insurance company admitted that there was no direct communication with Ms. Mei during the maintenance period of nearly five months. "Because the customer (Mei) signed a power of attorney with the 4S store after arriving at the store, authorizing the maintenance station to repair the accident vehicle, and the loss of this vehicle did not reach a total loss, the staff of our company has been communicating with the 4S store to determine the accident loss."

　　According to the insiders of insurance companies, under normal circumstances, insurance companies are obliged to inform customers of the fixed loss amount in time. After the fixed loss amount comes out, most of them will be sent to customers’ mobile phones through computer systems.

　　Overinvoicing is a "insurance fraud"?

　　The owner’s legal adviser said that the car was used by the 4S shop, and the 4S shop said that it would defend its rights.

　　On April 26, the insurance loss adjuster sent a text message to Ms. Mei, asking her to go to the 4S store to talk about the claim dispute. On April 28th, the three parties negotiated the solution in the 4S shop.

　　Finally, after negotiation, the 4S shop agreed that Ms. Mei would take the car away after paying the maintenance fee of 160,000 ~ 170,000 yuan. However, Ms. Mei asked the 4S store to issue an invoice with a fixed loss amount of 247,000 yuan (note: it is different from the amount sent by the loss adjuster before), and then settle the final payment after she claimed from the insurance company. This proposal was rejected by the 4S store. The relevant person in charge of the 4S shop said that during the negotiation, she promised that Ms. Mei could pay 160,000 ~ 170,000 yuan to pick up the car on the premise of how much she paid and how much she invoiced, and the rest of the money needed Ms. Mei to make an iou. The relevant person in charge of the 4S shop said: "It is impossible to invoice more in the financial process, and it is absolutely impossible to defraud insurance." The relevant person in charge of the insurance company responded that the general process of auto insurance loss determination is that after the insured or its trustee determines the accident maintenance unit, it informs the insurance company to negotiate to determine the loss, and then the insurance company collects complete claims materials and pays the compensation to the insured. In addition, Ms. Mei’s premium next year will not rise because of this accident.

　　In addition, Ms. Mei’s legal adviser, Cheng Peng, suggested that the accident vehicle had been repaired in January. "It was used as a tool car by the 4S shop, and we have evidence." They are going to take legal proceedings. In this regard, the 4S shop firmly denied that it would safeguard its legitimate interests.

　　　Lawyer’s statement

　　The owner can refuse to pay the expenses beyond the fixed loss amount, if the 4S shop is really invoiced or suspected of insurance fraud.

　　Li Xianglan, a lawyer of Beijing Dacheng (Chengdu) Law Firm, believes that if the 4S shop did not inform the fixed loss amount, it would infringe on Ms. Mei’s right to know and choose. At the same time, the insurance company failed to fulfill its obligation to inform, resulting in disputes. "In the living habits, the owner of the car goes to the 4S shop for maintenance, and the amount of maintenance is determined within the scope of the insurance company’s fixed loss. The 4S shop and the insurance company are both professional institutions, and they have long-term cooperation (vehicle maintenance and insurance claims). This lifestyle and business rules should be more clear. In view of the infringement of the 4S shop and the default of the insurance company, Ms. Mei can refuse to pay the maintenance fee exceeding the fixed loss amount, and the excess should be shared by the 4S shop and the insurance company. "

　　At the same time, Li Xianglan believes that "Ms. Mei paid 170,000 yuan, let the 4S shop open an invoice of 240,000 yuan, and then find an insurance company to settle the claim", which has violated the insurance contract and the principle of loss compensation in the insurance law. If the insurance company doesn’t know, it may be suspected of insurance fraud. If it knows, it may be suspected of falsely issuing VAT invoices.

　　Li Xianglan introduced that the principle of loss compensation means that when an insured accident occurs, the compensation the insured receives from the insurer should just fill the losses within the insured amount caused by the insured accident. Through compensation, the insured’s subject matter is restored to the state before the damage economically, and the insured is not allowed to gain additional benefits due to the loss. This is because the role of insurance is to compensate for losses, and some people can’t make profits because of insurance, otherwise it will bring serious moral hazard and insurance fraud.

　　In addition, Zhang Xinnian, a famous lawyer in Beijing, thinks that Ms. Mei’s behavior of settling the balance of maintenance fees for the 4S shop after looking for an insurance company is not fraudulent insurance, but at most it is an improper way to deal with the problem. If Ms. Mei asks the 4S shop to issue an invoice larger than the fixed loss amount, it will generally be considered as an attempt to defraud insurance. (Note: Sichuan Tongfuxiang Automobile Trading Co., Ltd. is a Volvo 4S store)

Special feature of 1905 film network Since the film was released, the market performance has not become a dark horse as expected, but the score of Douban 7.1 (currently reduced to 6.9 points) has made it the second most popular film in the current schedule.

The movie "Looking for Han Ji" started almost after the movie was finished. The two works are also pregnant women. Those who have unique opinions on the characters said that they did not realize this similarity. "I generally don’t compare these things."

When asked why she took the role, she always answered, "The role is good". This role is so good that it is rare for her not to write a biography for it. "Because it has a novel foundation, I don’t have to write a biography. The novels are all there. What else can I write?"

Word of mouth, no heat, seems to have become the regular market performance of Ren Suxi’s starring works. She smiled and admitted that she is not an actor who is good at balancing performance creation and variety exposure. At present, she is more willing to spend her time on creation.Ren Suxi has gone from "fewer but better" in the past to more than five films to be shown in the future, among which the starring actor will meet the audience on May 20th.

"It sounds like a bumper harvest." She did not forget to tease herself.From Zhang Yiman to Mo Mo, Ren Suxi is unlikely to make mistakes in performance. However, in this interview, she revealed that she is currently shooting a TV series, which is different from the way of shooting stage plays and movies. The shooting of this TV series has made her realize some performance bottlenecks, "I won’t play it again". Even so, I don’t forget to say again that if I can meet a role that stimulates her, I will still want to try it.

She didn’t forget to recommend movies to us in the future.Wasteland, "that few people dare to play, I this face spots are basked in, the whole face is broken, and then really face to.StoneboogRiza, that’s really deep. I found that acting with nature is completely different from acting with people, and the life experience you get is different. "

The following is the conversation:

1905 Movie Network: What was the coolest experience after starring in "Looking for Han"?

Ren Suxi: The coolest experience is that the role of "Looking for Han Ji" has some chats and some.The reason is that she is far away from me, and this role is still far away from me. Before I played those roles, to be honest, it was all a big face of my personality. The point where I coincided with the role was large, but this one was very small.

Because I’m not usually a flattering personality, but Wang Zhao is, and that’s provided by the script. Then I have to find out if there is such a moment in my body, or if there is a new life experience. After I pull it out, I find it very small, or very few.So what do I need to do? I need to conquer it, then zoom in and put away the big face of my original main character. Then magnifying this process is my highlight. I have changed from a person who is not like this to a person who looks like this. There is still a sense of accomplishment.

1905 movie network:You used to talk about writing biographies for your characters. Will you write biographies again this time?

Ren Suxi: Because it has a novel basis, I don’t have to write a biography. The novels are all there. What else can I write a biography?

1905 movie network: will that make less room for you to play?

Ren Suxi: No, I don’t think the actor’s play space is here. The play space is not a horizontal play. I think it should be dug deeper. That space is below, not next to it. I think it gives a face to the whole. I know what this character is like. Please go down.

1905 movie network: So, do you have any idea to dig up what is not written in the book?

Ren Suxi: Many of the roles I played before had no basis in drama, which means that this way is to fill in the blanks and fill the gaps in my previous work. But now that I have novels, I still hold that view. I don’t want to dig deep into things that are out of thin air, but dig deep into limited things.

1905 Movie Network: "Wang Zhao" is a little social fear. Will it be the other way around in your life?

Ren Suxi: I don’t have any obstacles in communicating with people. I am a person who is not afraid of embarrassment at all, because I can get rid of embarrassment. I am a bit of the antonym of "Wang Zhao".

1905 Movie Network: In addition to "Looking for Han Ji", there will be works such as "Have a little heart" and "The Waste Land" to meet the audience in the future. Will it suddenly get busy?

Ren Suxi: It sounds like a bumper harvest, mainly because of the epidemic situation. All of them have been saved. I think it’s best to take a break after shooting one, and then come back to another one, but sometimes the script is not waiting for you, and sometimes it is just to shoot at this time, and you like the role very much, so you don’t have a break, and you are ok or not.

The choice is that you really don’t want to go, and you can’t bear to give up the role, but if you really go, you will be tired. This thing may still have the strength now, and I think it’s ok. I may not have the strength in two years. As soon as my eyes are still glowing, I will judge whether my eyes are still glowing. I will do it if I am still glowing. I will do it if I am energetic. If I don’t, I won’t occupy this pit, and I will quickly withdraw.

1905 Movie Network: Now that you are busy filming, will there be less time for self-accumulation in the past?

Ren Suxi: I used to think so. Of course, I think it is better to have this accumulated time now, but now I have learned to accumulate while working, because work is also an accumulation. Sometimes we always say that we don’t have time to live, but you are still living every day, but the space and situation in which you live are different. Now I am slowly learning to work while absorbing life.

1905 Movie Network: Look at these works, maybe the next year will be your explosion, can you reach the stage of self-summary?

Ren Suxi: That hasn’t arrived yet. I don’t think it should be. I think you can summarize at any time, that is, you can summarize after finishing a job. But I’m a person with no clear plan, and I haven’t thought about what I want to do in the future. I just want to live every day well and try my best to do it when I meet a good script in the present.

In fact, what you say is quite general, but it is also true. This is also the truth. This is the way to do it. If you want to say what will happen to many films in the future, for example, now, then what can it do? Just let it flow naturally, I will do it.

1905 Movie Network: Will you never be satisfied with your current works, and don’t want to give up when you meet good ones?

Ren Suxi: This is human greed. I think this is greed. What do you say? Ok, as long as you play well, people can’t play, so you have to go, and you really take yourself seriously. It’s ok if you don’t go, but the key is whether it’s only 30, and it’s normal to have a little desire. I sometimes feel that I don’t think of myself as a Buddha, and I have a little desire. I’m just greedy and want to play all these well, but you have to really try your best. What’s the result? I really do.

1905 Movie Network: Now it seems that you dare to try any role, and have no scruples?

Ren Suxi: I think it’s quite fierce, just like filming "The Waste Land". Why do I expect that play? Few people dare to perform that play. My face is sunburned, and my whole face is broken. Then I really plunged my face into a stone. I really plunged into it.

I regretted it the next day. To be honest, I said to buy a ticket for me and stop filming. See how much it costs to compensate people. But patting will be addictive, and I will feel that I am here, and I will be able to do it well, because no one dares to do it except me, so I will do it. If I give it a try, it will arouse your fighting spirit again.

I also found that acting with nature is completely different from acting with people. You get a different life experience, but after the performance, I will tell myself that it’s a good thing I acted, otherwise I won’t experience this time. There are gains and losses, and I think there are gains and losses.

1905 Movie Network: In fact, there is a phenomenon, that is, most of your movies are relatively low in the early stage, but their word of mouth is very good. Will you fall into this strange circle of chaos?

Ren Suxi: I don’t think it’s strange at all. Why? This question is worth talking about, because if I don’t show it frequently, for example, I’ve been writing in my pants, and I won’t go there, and I won’t go there, and I won’t go to this activity, and I won’t expose it. That’s what happens. No one knows you. If you don’t know you for a year or so, no one really knows you.

You know you are creating in pants, but others don’t know. When you finish this creation, well, I have finished something, and now I want everyone to see it. Who are you? It is such a situation.

But you said that if I go to the exposure, I will go to anything, this and that, and I will always show my face, but how can I create? I think this thing is a very contradictory thing. I think someone can do both, but I don’t have the ability. I just don’t think I have the ability. Every time I encounter this situation, I just want to be on the film. I know that this thing is a good thing, but how can you let everyone see it? How can you let the first batch of people walk in? This thing has been bothering me, but I don’t think there is any way to do it today. I’d better try to play something with a small investment so as not to make people lose money. This is the best way.